JovaiAI Wealth Planner

AI Tax Assistant

Welcome to your AI Tax Assistant! I can help you optimize your tax strategy and calculate potential savings. Add your income and deductions to get started, or ask me any tax-related questions.

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2024-2025 Tax Summary

Income Tax Rates

$0 - $18,200
0%
$18,201 - $45,000
16%
$45,001 - $135,000
30%
$135,001 - $190,000
37%
$190,001+
45%

Key Rates

Medicare Levy
2.0%
Super Guarantee
11.5%
MLS (with PHI)
0%
MLS (no PHI, $93k+)
1.0-1.5%

Tax Calculator

$
Private Health Insurance
Affects Medicare Levy Surcharge
%
$

Additional Income

Deductions

Tax Breakdown

Income

Primary Income$85,000
Total Gross Income$0

Tax Components

Taxable Income$0
Income Tax-$0
Medicare Levy (2%)-$0
Medicare Levy Surcharge
$0 (Below threshold)
Take Home Pay$0
Effective Tax Rate: 0.0%
PAYG Withheld$0
Tax Payable$0

About the 2024-2025 Tax Changes

The 2024-2025 financial year introduces significant changes to Australia's tax system with the implementation of the stage-three tax cuts. These reforms aim to provide tax relief across all income brackets while simplifying the tax structure.

The superannuation guarantee rate has increased to 11.5%, meaning employers must contribute this percentage of your ordinary time earnings to your superannuation fund.